Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Imagine: it’s mid-summer, inching closer and closer to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more AC system, no more cool air to help you stay comfortable. It’s gone.

So you call a heating and cooling company to come check everything and they validate what you already knew – you have to buy a new system. And then they tell you something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you want, the style of home(s) you have, and the type of energy source you’d like.

So what do you do? Spend the season soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?

Or option three? Financing.

Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes total sense. So when life happens and things breakdown, and unexpected expenditures such as an HVAC system repair or replacement is needed, it is crucial that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have a variety of financing options for homeowners looking to replace their heaters or air conditioners. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.

Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the money as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at Service Experts Heating & Air Conditioning are included below:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many choices, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you choose which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!

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