Picture it: it’s mid-summer, creeping up on triple digits, and your air conditioning unit stops. It just dies. Quits working. No more air conditioning, no more cool air to help you stay comfortable. No more anything.
So you call a heating and cooling company to come take a look and they confirm what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, factoring in the type of system(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected costs such as an HVAC system repair or replacement is needed, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have a variety of financing options for homeowners looking to replace their heaters or air conditioners. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the money as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help lower energy bills while providing home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you choose which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to work with you!